| Design wind classification | Annual expected losses (%) |  | |||||
---|---|---|---|---|---|---|---|---|
Roof clad | Roof framing | Windward window | Building interior | Contents | Total | Loss of use (days) | ||
(a) No construction defects | ||||||||
 Brisbane house | N2 | 0.004 | 0.003 | 0.003 | 0.069 | 0.030 | 0.109 | 0.22 |
N3 | 0.006 | 0.002 | 0.001 | 0.053 | 0.023 | 0.085 | 0.17 | |
 Melbourne house | N1 | 0.000 | 0.000 | 0.000 | 0.024 | 0.011 | 0.035 | 0.04 |
N2 | 0.000 | 0.000 | 0.000 | 0.032 | 0.014 | 0.046 | 0.06 | |
(b) With construction defects | ||||||||
 Brisbane house | N2 | 0.005 | 0.003 | 0.003 | 0.085 | 0.037 | 0.133 | 0.29 |
N3 | 0.008 | 0.002 | 0.001 | 0.066 | 0.028 | 0.105 | 0.24 | |
 Melbourne house | N1 | 0.000 | 0.000 | 0.000 | 0.026 | 0.011 | 0.037 | 0.04 |
N2 | 0.000 | 0.000 | 0.000 | 0.034 | 0.015 | 0.049 | 0.06 |